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Jul 23, 2026

OCC Rejects Wise's National Trust Bank Charter Application; Company to Reapply Under GENIUS Act

The U.S. Office of the Comptroller of the Currency denied London-based payments company Wise's application for a national trust bank charter, citing deficiencies. Wise plans to resubmit a new application under the GENIUS Act stablecoin framework.

Jul 23, 2026·9 sources
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Top claims

  • ▪The Office of the Comptroller of the Currency determined that proposed leaders of Wise National Trust demonstrated a persistent inability to manage money-laundering risks and lacked sufficient experience with fiduciary activities.
  • ▪Wise Group PLC operates under more than 80 licenses globally, working with regulators including the UK's Financial Conduct Authority and the National Bank of Belgium.
  • ▪Wise US agreed to pay $4.2 million in July 2025 to resolve a multi-state consent order addressing deficiencies in its Bank Secrecy Act, anti-money laundering, and countering the financing of terrorism programs.

Topics

FintechStablecoin regulationCrypto regulationPayments

Related entities

GENIUS ActLondonUnited States

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