Health insurers offering Affordable Care Act plans are requesting a median 14% premium increase for 2027, marking the second consecutive year of double-digit hikes and intensifying affordability concerns that have already caused millions to drop coverage.
ACA Marketplace deductibles hit a record 37% increase in 2026 following the expiration of enhanced tax credits, pushing millions of enrollees toward cheaper, higher-deductible bronze plans. Premium payment rates have also dropped sharply across multiple states.
Multiple states are experiencing significant drops in Affordable Care Act enrollment, with Georgia seeing a 28% decline in premium payments in April compared to the previous year. The trend suggests rising costs from reduced subsidies are causing people to skip payments or drop coverage entirely.
