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Jun 10, 2026

Mastercard Launches Agent Pay for Machines Protocol for AI-Driven Payments

Mastercard unveiled Agent Pay for Machines (AP4M), a protocol enabling autonomous AI agents to send and settle payments, including microtransactions under $1. The platform is being developed with partners including Coinbase, Stripe, and Ripple.

Jun 10, 2026·5 sources

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Top claims

▪Competitors like Visa, Stripe, and Google have also released their own agent payment tools or standards over the past year
▪Mastercard's Chief Product Officer, Jorn Lambert, anticipates AP4M will become a "meaningful new addressable market" within the next five years
▪The AP4M protocol is designed for AI agents to autonomously purchase services and settle payments with other agents at high speed

Subtopics

AI agents1 AI tools & products1 Crypto payments regulation1 Payments1 Stablecoins1

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