Visa has partnered with onchain infrastructure provider Zerohash to integrate stablecoin prefunding and payout capabilities into Visa Direct. This collaboration allows eligible business clients to prefund merchant accounts and disburse cross-border payouts directly in stablecoins. By leveraging Zerohash's regulated technical stack, Visa Direct connects its network of over 18 billion endpoints across 195 countries to 24/7 blockchain settlement, bypassing traditional banking hour limitations.
Visa-Zerohash stablecoin payment partnership
- ▪Visa and Zerohash announced a strategic partnership to enable stablecoin merchant prefunding and payout capabilities for eligible Visa Direct clients.
- ▪The partnership embeds Zerohash's regulatory and technical stack into Visa Direct's global payment network.
Visa Direct prefinancing capabilities
- ▪Stablecoin prefunding allows businesses to move liquidity between accounts quickly and reduces reliance on local banking schedules.
- ▪Visa Direct clients can prefund merchant accounts using stablecoins through the integration with Zerohash.
Stablecoin payout options
- ▪Eligible Visa Direct clients can disburse cross-border payouts directly in stablecoins to recipients.
- ▪Recipients of Visa Direct payouts can receive stablecoins directly instead of waiting for local currency conversions.
Cross-border payment advantages
- ▪The integration provides businesses with a faster, more flexible way to manage settlement and move money across borders 24/7.
- ▪Visa Direct connects to more than 18 billion endpoints across cards, bank accounts, and digital wallets in over 195 countries and territories.
Banking hour limitations bypass
- ▪The stablecoin integration enables businesses to manage liquidity and settle transactions outside traditional banking hours.
- ▪Continuous stablecoin settlement helps businesses avoid delays associated with traditional banking schedules and multiple intermediary banks.
Zerohash institutional infrastructure background
- ▪Zerohash became the first firm licensed under Europe's MiCA framework to also receive Electronic Money Institution standing in May 2026.
- ▪Zerohash, founded in 2017, raised a $104 million Series D-2 funding round led by Interactive Brokers at a $1 billion valuation.
- ▪Zerohash has applied to the U.S. Office of the Comptroller of the Currency for a national trust bank charter.
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