Toyota Finance launches ¥1 billion tokenized bond for retail investors via Toyota Wallet

Toyota Finance has opened applications for its second security token bond, a ¥1 billion ($6.8 million) retail offering carrying a 1.72% annual interest rate. Managed on BOOSTRY's ibet for Fin blockchain, the non-transferable bond allows retail investors to participate with a minimum of ¥100,000 directly through the Toyota Wallet app, bypassing traditional securities accounts. To incentivize buyers, Toyota is bundling the investment with digital wallet credits and exclusive automotive perks.

Toyota Finance tokenized bond issuance

• ▪The ¥1 billion Toyota Finance bond, formally named the Toyota Finance Second Security Token Bond and branded as the "TOYOTA Wallet Tsumugu Bond," is scheduled to mature on October 27, 2027.
• ▪The proceeds from the Toyota Finance Second Security Token Bond will be used to fund vehicle purchase installment credits.
• ▪Toyota Finance opened applications on August 18, 2026 for its second security token bond, a one-year public offering totaling ¥1 billion ($6.8 million) with an annual interest rate of 1.72%.

Direct distribution via Toyota Wallet

• ▪Retail investors can apply for the Toyota Finance bond directly through the Toyota Wallet mobile application with a minimum investment of ¥100,000, without needing to open a securities account.
• ▪Toyota Finance designed its second security token bond for direct application after its debut March 2025 issuance, which was sold through securities companies, attracted a large number of retail buyers.
• ▪By utilizing a self-offering structure through Toyota Wallet, Toyota Finance handles bond applications, investor communications, and benefit distribution in-house rather than distributing through external securities companies.

BOOSTRY blockchain infrastructure

• ▪Toyota Finance's transition to BOOSTRY's ibet for Fin infrastructure for its second bond marks a shift from its debut March 2025 bond, which was managed on the Progmat tokenization platform.
• ▪The Toyota Finance Second Security Token Bond is managed on the ibet for Fin blockchain infrastructure provided by the Japanese security token company BOOSTRY.

Investor loyalty incentives

• ▪For its first security token bond, Toyota Finance rewarded buyers with electronic money credits ranging from ¥1,000 to ¥10,000 deposited directly into their Toyota Wallet accounts.
• ▪Toyota Finance is sweetening the bond offering by giving investors Toyota Wallet QUICPay balances alongside lottery entries for Fuji Speedway viewing tickets and test drives of Lexus, GR, and classic Toyota vehicles.

Non-transferable bond structure

• ▪Both the first and second security token bonds issued by Toyota Finance are structured as non-transferable instruments that cannot be traded peer-to-peer or sold on a secondary market.
• ▪By utilizing a non-transferable structure that eliminates secondary trading, Toyota Finance avoids the liquidity and regulatory complexities associated with creating a new tradable asset class.

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